NYC Calculator

MTA Fare Calculator: NYC Subway & Bus Costs

Work out what the NYC subway and buses cost you per week and per month with OMNY: the fare for each ride, when the weekly fare cap makes the rest free, reduced and Fair Fares prices, and AirTrain JFK.

Commuter Profile
MTA New York City Subway, Local Bus, and OMNY Fare Capping
MTA Fares
14 rides(~61 / month)

AirTrain rides don't count toward the $35 subway cap; they have their own $43.50 30-day cap

Best Strategy: OMNY Contactless Tapping (Weekly Cap Activated)
  • At 14 rides a week you reach the $35.00 cap, so every ride after that within the same 7 days is free.
  • That saves $7.00 a week compared with paying for every ride.
  • Tap with the same card, phone, or watch every time: each one counts rides separately.
Effective Weekly CostSaves $7.00/wk
$35.00/ week (~$151.66/mo)
Payment MethodWeeklyMonthly
OMNY Rolling Cap
$35.00$151.66
Individual Pay-Per-Ride$42.00$181.99
How the OMNY “Fare Cap” Works

There is no pass to buy: tap the same card, phone, or watch, and once you have paid $35.00 in any 7 consecutive days, more subway and local bus rides in that window are free.

NYC Subway and Bus Fares

MTA fares, checked September 27, 2026

NYC subway and bus fares and weekly caps
FarePer rideMost you pay in 7 days
Subway and local bus$3.00$35.00
Reduced fare (seniors, qualifying disabilities)$1.50$17.50
Fair Fares NYC$1.50$17.50
Express bus (cap includes subway and local bus)$7.25$67.00
AirTrain JFK$8.75$43.50 in 30 days (separate cap)

One free transfer within 2 hours (subway to bus, bus to subway, or bus to bus). Up to 3 children under 44 inches tall ride free with a paying adult.

How the OMNY Weekly Fare Cap Works

The cap replaces weekly passes; it resets on a rolling 7-day window

Tap with the same card, phone, or watch and you never pay more than $35.00 in any 7 consecutive days for subway and local bus rides. At $3.00 a ride, the cap is reached on ride 12; every ride after that within the same 7 days is free. Each card and each device counts separately, even if they are linked.

  • 6 rides a week: $18.00, under the cap.
  • A weekday commuter, 10 rides: $30.00 a week, about $129.99 a month.
  • 14 rides a week: capped at $35.00, saving $7.00.

MetroCard, OMNY Cards, and Visitor Tips

What replaced MetroCard and how to ride on a short trip

MetroCard is ending

MetroCards stopped being sold or refilled on January 1, 2026. You can use up an old card before it expires or move its value to an OMNY Card at a Customer Service Center. MetroCards and cash (now taken only on buses) will stop being accepted on the same day, on a date the MTA will announce. You can still load cash to an OMNY Card at subway vending machines and retail locations.

Visiting New York

Tap your own contactless card or phone; there is no ticket to buy, and the weekly cap still applies. From JFK, the AirTrain plus one subway ride is $11.75. Traveling with others? Groups of up to 5 tapping the same card within five minutes pay $4.50 for each extra AirTrain rider. For door-to-door, compare the NYC taxi fare and JFK flat rate calculator.

NYC Subway Fare Questions

$3.00 for the subway and local, limited, rush, and Select Bus Service buses, with one free transfer within 2 hours. Express buses are $7.25. Seniors and people with qualifying disabilities pay half fare.